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Personal Overdraft

A facility to assist individuals to cover personal expenses.

Essentials

Features and benefits

  • Variable interest rates applicable.
  • Repayment on demand – no term or regular repayments.
  • A Westpac cheque account is necessary to access the Overdraft Facility.

Applying for an overdraft

Visit your local branch or simply speak to a Westpac Customer Service Representative by calling 132 032 to find out more and get started.

Things you should know

Westpac Personal Overdraft brochure (PDF 127KB)

Fiji Lending and Credit Card Fees and Charges Booklet (PDF 149KB)


Any application for finance will be subject to the Bank's normal lending criteria. Terms and conditions apply and are available on request.