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Make your property goals a reality

Whether you're buying your dream home or investing in property, Westpac offers flexible home loan options that fits your plan.

How to apply in 3 steps

Application form

Download and complete the application form ahead of time.

Need help? You can complete your application form at your local branch.

Supporting documents

To assess your application, please bring the following documents:

Income verification

  • Last three consecutive pay slips
  • Employer’s letter confirming gross and net income, employment type, HR contact details, and length of service (on company letterhead)
  • Employment contract (if applicable)

Additional income (if applicable)

  • Tenancy agreements for rental income
  • Evidence of any other fixed income sources

Financial records

  • 12 months of bank statements for all accounts including loans, credit cards, hire purchase, savings, and transaction accounts (even if held with other banks)

Other supporting documents

  • FNPF statement
  • Life policy statements showing surrender value (if applicable)
  • Identification documents such as TIN card/letter, driver’s licence, or passport
  • Contract of sale or sale & purchase agreement
  • Valuation by one of bank’s panel of valuers
  • Valid Engineers certificate

 

Note: We may request additional documents or clarification as part of the application assessment.

Submit your application

Book an appointment at your local branch to submit your application. Make sure to bring your completed form and supporting documents. If additional documents are required, we’ll let you know.

Why bank your Home Loan with Westpac?

Flexible loan terms

Choose a loan structure that works for you, with terms of up to 30 years and the option of fixed or variable interest rates to suit your financial plans.

Repay your way

Make repayments weekly, fortnightly, or monthly. You can also make extra repayments and redraw funds when needed for greater flexibility.

Simple & cost effective

Enjoy in-house documentation and no monthly service fees, helping keep your borrowing straightforward and affordable.

Built for your property goals

Whether you're buying your first home, refinancing, building, renovating, or investing in property, our loan options are designed to support your goals.

Choose the Home Loan that fits your plan

Premium Option Home Loan

A flexible home loan with repayment options designed to suit your lifestyle and future plans.

Investment Property Loan

A loan designed to help you grow your property portfolio with flexible features and repayment options.

Tip: Get ready for a smoother application                       

Review the 3 simple steps and prepare your documents in advance to avoid delays and complete your application faster.

 

Need help? Contact our customer care team on 132 032. They're ready to help you every step of the way.