Westpac Classic Visa Credit Card

A credit card with a competitive interest rate, designed for everyday spending and accepted both locally and worldwide wherever Visa is accepted. 

Why choose Westpac Classic Credit Card?

Enjoy interest-free days

Get up to 55 days interest-free on purchases when you pay your full closing balance by the due date.

Use it anywhere Visa is accepted

Shop in-store, online, or overseas with a card that gives you access to millions of locations worldwide.

Flexible repayment Options

Stay in control of your spending with manageable monthly repayments and the option to share your limit with supplementary cardholders.

Secure and convenient payments

Make fast and secure payments with chip and tap-and-go technology, plus added protection and complimentary insurance on eligible purchases.

Key features

  • No application fee
  • Up to 55 days interest free period on purchases when full closing balance is paid by the due date.
  • A minimum of 5% of the outstanding balance must be repaid each month
  • Complimentary Insurance Cover: Transit Accident; Flight Inconvenience1
  • Supplementary cards can be issued sharing the same limit.

How to apply in 3 steps

Complete the form

Download and complete the application form ahead of time.

Need help? You can complete your application form at your local branch.

Classic Visa Credit Card Form

Supporting Documents

You'll need to provide:

 

  • Last three consecutive pay slips
  • Employer letter confirming employment and income
  • Employment contract (if applicable)
  • 12 months of bank statements
  • Evidence of other income sources eg. Tenancy agreements

 

Additional supporting documents may include:

 

  • FNPF statement
  • Life policy statements (if applicable)
  • Identification such as TIN, driver’s licence, or passport

 

Note: We may request additional documents as part of compliance checks.

Submit Your Application

Book an appointment at your local branch to submit your application. Make sure to bring your completed form and supporting documents. If additional documents are required, we’ll let you know.

Find us

Tip: Apply faster with the right documents                  

Review the 3-step guide and prepare your documents before visiting a branch. Having everything ready helps avoid delays and makes your application process quicker and smoother.

 

Need help? Contact our customer care team on 132 032. They're ready to help you every step of the way.

Come prepared

Fill out the form and gather the required ID and documents before visting us.

Download form

Give us a call

132 032

Monday to Friday from 8:00am - 6pm

Visit us

Find the nearest branch near you. 

Find us

Things you should know

Fiji Lending and Credit Card Fees and Charges Booklet (PDF 149KB)

Credit Card Complimentary Insurance Policy Information Booklet (PDF 157KB) (effective 28 February 2022)

VISA Cards Terms & Conditions (PDF 222KB) 

1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Policy Information Booklet (PDF 157KB) (effective 28 February 2022) which may be amended from time to time. Westpac does not guarantee this insurance.

Conditions, fees and credit criteria apply. 

 

If you are not satisfied with our response or handling of your complaint, you can lodge your complaint with a free, independent external dispute resolution scheme. You can lodge your complaint with:

Australian Financial Complaints Authority

·       Online: https://www.afca.org.au/

·       Email: info@afca.org.au

·       Phone: 1800 931 678

·       Mail: GPO Box 3 Melbourne VIC 3001