
Business Loan for Women Entrepreneurs
Helping Women Entrepreneurs grow in Fiji.
Get the financial support you need for things like:
Asset Finance
Acquire essential fixed or moveable assets to grow and support your business operations.
Working Capital Solutions
Secure the funds you need to manage day-to-day expenses and keep your business running smoothly.
Debt Refinancing
Refinance existing loans, long-term overdrafts, or restructure current debt with Westpac Fiji for better terms.
Business Expansion Funding
Finance acquisitions, start-ups, property purchases, developments, or strategic investments.
Features and benefits
- Suitable for small business owners
- Choose between a fixed and variable rate - whatever works best for you
- Variable rate allows you to make extra payments which can reduce the life of your loan
- Fixed rate option provides certainty on repayments
- A lower base interest rate offered compared to a standard Business Term Loan product
Eligibility
- A registered business entity domiciled in Fiji. Meets the banks underwriting standards for the product.
- Have an established business (3+ years of operation) owned and operated by women.
- Business ownership is based on being at least 51% female or leading/ managing a business with at least 20% ownership and a woman in an executive position.
- Based on annual sales turnover that aligns with Reserve Bank of Fiji’s Micro, Small and Medium Enterprises definitions and applies to all economic sectors.
- Meet the banks underwriting standards for the business loan product.
- Meet current Know Your Customer (KYC) requirements.
How to apply
- Check the business loan eligibility criteria.
- Check the current customer onboarding process.
- Take note of relevant acceptable securities that may apply.
Easy application process
Speak to a Relationship Manager:
- To assess your loan eligibility criteria that can assist with providing flexible loans to start or grow your business.
- To connect you with the appropriate people and resources providing support at each stage of your business journey including financial aid, educational tools, mentoring and networking opportunities.
Things you should know
Business Loan for Women Entrepreneurs (PDF 173KB)
Fiji Lending and Credit Card Fees and Charges Booklet (PDF 149KB)
Any application for finance will be subject to the Bank's normal lending criteria. Terms and conditions apply and are available on request.