Personal loans

Whether you need some helps to make ends meet, or want affordable finance for a major purchase, we can help you meet your needs.

Secured Personal Loans
Westpac's Secured Personal Loans helps customers buy the thing they want to enjoy them now. Westpac can lend up to $50,000 according to the security held on a secured personal loan. Westpac normal lending criteria apply.

Unsecured Personal Loans
Westpac appreciates that you need a fast and simple way to plan for a big purchase or event. With a Westpac unsecured Personal Loan, you can borrow from $500 to $8,000 depending on your eligibility, which will include your income and whether you can afford the loan repayments without getting into any financial problems. You could also consolidate other debts (like hire purchases) into the one Westpac personal loan to make it affordable to you.

Normal Westpac lending criteria apply.

Please check with your branch if these loans are available locally. If so, print the following application form and send it to any Westpac branch.

 Personal loan application form (PDF 91kb)

Personal Overdraft
An arranged overdraft facility is really handy for when customers find themselves temporarily strapped for cash. With an overdraft, customers get money when they need it - once arranged it's there to use if and when things get tight. It also manages the borrowing as it suits you, as there are no minimum monthly repayments. An overdraft is a bit like a safety net and can be used to pay for things and get cash at ATMs and EFTPOS. It could also help save money by avoiding late payment charges on bills.